Reading a HUD scoring notice without falling asleep

HUD scoring notices are dense, but the structure is learnable: the summary tells you what changed, the tables carry the point values, and the effective-date language tells you when it hits real inspections. This thread is a reading group — post a notice, and we will work through what actually changes on the ground, line by line.

My reading order, for what it is worth: effective date first, because everything else is trivia until you know when it bites; then the tables, because that is where points actually move; then the narrative, to understand what HUD thinks it changed versus what the tables say it changed. The two do not always match, and the tables win. Which part of a scoring notice do you read first — and has a table change ever caught your property off guard?